Mobile Banking Safety

🛡️ Scruffy’s Digital Journy — Mobile Banking Safety

Hi, I’m Scruffy. Christopher explained that mobile banking is like carrying your vault in your pocket. At first, I thought opening the app anywhere was fine. But Christopher reminded me: mobile banking safety means using locks, updates, and rituals that protect your vault wherever you go.

🌀 Core Mobile Banking Safety Steps

• Use official apps only: Download your bank’s app from the App Store or Google Play.

• Keep apps updated: Updates fix security holes and keep your vault strong.

• Enable two‑step verification: Adds a second lock to your banking app.

• Lock your phone: Use a PIN, fingerprint, or face recognition.

• Avoid public Wi‑Fi: Use mobile data or a VPN for banking.

• Log out after use: Don’t leave your banking app open.

• Check notifications: Turn on transaction alerts to spot unusual activity.

• Never share login details: Your bank will never ask for your PIN or password.

  
  

🔐 Scruffy’s Safety Rituals

• Notebook & Pen: Record backup codes and your bank’s fraud helpline number (never passwords).

• Predictability: Always type your bank’s name into the app store — don’t trust links.

• Boundaries: Never store banking passwords on your phone.

• Awareness: Check your account regularly for unusual activity.

  
  

🖱️ Scruffy’s Safety Challenge

"Christopher gave me a challenge to practice. You can try it too:"

1. Update your banking app today.

2. Turn on two‑step verification in your app.

3. Lock your phone with a PIN or fingerprint.

4. Write down your bank’s fraud helpline number in your notebook.

5. Practice logging out after using your banking app.

   
   

✨ Scruffy’s Reflection   At first, I thought mobile banking was just convenient. But Christopher reminded me: safety is a ritual. For learners, that means your vault in your pocket stays safe and predictable — all with Scruffy guarding beside you.

📞 Scruffy’s Banking Safety Reminder

• If you get a suspicious call, text, or email pretending to be from your bank:

  • Hang up immediately

  • Dial 159 — this connects you directly to your bank’s fraud team

  • Never call back on the number given in the suspicious message

Reporting fraud and cyber crime | Action Fraud

Report, Protect, Safe

Report: Tell someone you trust. or report it online . You don’t have to handle it alone.

Protect: Block, delete, or step away. Your boundaries matter.

Safe: You’ve reported, protected yourself, and now your safe.